On top of having to do the maintenance on my home, I am responsible for 100% of the housekeeping, laundry, and caring for our family pets. At some point it gets to be too much. Fortunately, my kids are at an age where they can begin to pitch in.
About a year ago, I made a chart that outlined ways for them to contribute daily. The chart consisted of tasks like "vacuum living room", "clean litter boxes", and "take out garbage". In addition to these tasks, I have begun to teach my kids to assist with laundry - both washing and folding their own. Sadly, these things rarely get done without repeated requests and the occasional battle.
So, here is my dilemma...
Now 10 & 11, my children want to be able to have a bit of discretionary money. At their age, the only way to come about such funds is through allowance. While I got a minimal allowance as a child, I don't feel inclined to provide my kids with their own.
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While experts say kids should be given allowance so they can begin learning financial responsibility at a young age, most say allowance shouldn't be tied to chores. First of all, I have a hard time grasping not tying allowance to a completed job. Secondly, I believe that pitching in with household tasks is the familial responsibility of all who reside under this roof. Last of all, having been working as a part-time bartender since being laid off 2 1/2 years ago, I don't exactly have extra money to allot to an allowance fund.
So, this begs the question, how do I provide my children with discretionary funds? How do I teach them the concept of contributing to the home if I am paying them to pitch in? How do I teach them the value of the dollar while still teaching them the value of earning money through hard work?